Gold Loan Calculator
An indicative eligibility estimate based on gold content and a loan-to-value ratio. It is not an offer, and no lender is bound by it.
Indicative estimate
₹2,04,075
Indicative estimate only. Lenders exclude stones and non-gold weight, may value against an average of recent prices, and apply their own eligibility criteria, fees and interest.
Before pledging, confirm in writing: the recorded purity and weight, storage and insurance arrangements, prepayment charges, and the notice period before any auction.
Disclaimer: Rates are indicative and may vary based on market conditions, local premiums, taxes, jewellery making charges and other applicable charges.
Good to know
Before you rely on this number
Lenders value gold content only
Stones, enamel and non-gold weight are excluded. That is the most common reason a valuation comes in below expectation.
Valuation is usually averaged
Many lenders value against an average of recent prices rather than the day's headline rate, which makes their figure look conservative.
Read the auction terms
Confirm the recorded purity and weight, storage and insurance, prepayment charges, and the notice period before any auction.